General Insurance Corporation of India
NSE: GICRE · Insurance
Sector
Insurance
Size band
Mid cap
Market cap
67,062cr
P/E
8.1
ROE
16.1%
Dividend yield
2.6%
No price is shown on this page, live or delayed. It records what management said on the earnings call, and the company’s filings.
Measured against
Peer set
Insurance · 8 measured at Q1 FY27 · financials via Screener| Company | Operating margin | Revenue growth |
|---|---|---|
| Life Insurance Corporation of India | 6.0% | 6.8% |
| SBI Life Insurance Company Ltd. | 1.6% | 18.8% |
| HDFC Life Insurance Company Ltd. | 1.5% | 14.6% |
| ICICI Lombard General Insurance Company Ltd. | 7.0% | 10.8% |
| PB Fintech Ltd. | 7.0% | 40.1% |
| General Insurance Corporation of India | 14.0% | −1.5% |
| Go Digit General Insurance Ltd. | 4.7% | 8.5% |
| The New India Assurance Company Ltd. | −1.7% | 1.5% |
| Niva Bupa Health Insurance Company Ltd. | 7.0% | 27.9% |
What management said
4 statements on recordEarnings call · Q1 FY27 / quarter ended 30th June 2026 · 20 Aug 2026
- Premium growth→roughly about 10%· FY27 / this year
“In terms of growth, we have set a target of roughly about 10%. It varies for domestic and foreign. In foreign, we would expect a more pronounced growth than the domestic market.”
- Domestic and foreign combined ratio→domestic book at something like 103 and the foreign book at 95
“And we would like to have combined ratio target for domestic book at something like 103 and the foreign book at 95 in line with the global markets.”
- Foreign combined ratio→95· 2 to 3 years
“Timeline, I think we are fairly close to 103. 95, again, we feel that probably in a span of 2 to 3 years.”
- Combined ratio improvement / underwriting performance→1% overall improvement in combined ratio; domestic 103 combined ratio and foreign 95· next 2 to 3 years
“I think when we are talking about 1% overall improvement in combined ratio or, say, domestic getting targeted at 103 combined ratio and foreign at 95 over a period of, say, something like next 2 to 3 years, that should give you some idea as to what will be the improvement in return on equity.”
Taken from management commentary on the company’s earnings call and quoted verbatim. These are statements of intent made by the company, not forecasts by Bharatstox, and nothing here records whether they were met.
On air
2 calls · outcomes not trackedRecorded as stated on air, with the analyst's SEBI registration status where it was given. Anchor calls carry no registration and are marked. Bharatstox does not make, endorse or repeat these calls, and none of them is our view.
| Channel & show | Aired | Stated target | Stated stop | Outcome |
|---|---|---|---|---|
| CNBC AwaazCNBC Awaax · no registration attached | 22 Sep | — | -4.6% | still open |
| CNBC AwaazCNBC Awaax · no registration attached | 21 Sep | — | -3.1% | still open |
Shareholding
change across 4 filings| Category | Jun 26 | Mar 26 | Dec 25 | Sep 25 | Change |
|---|---|---|---|---|---|
| Promoters | 77.4 | 82.4 | 82.4 | 82.4 | −5.0 |
| Foreign institutions | 2.4 | 2.1 | 2.1 | 2.1 | +0.3 |
| Domestic institutions | 17.7 | 13.6 | 13.3 | 13.1 | +4.6 |
| Retail & others | 2.4 | 2.0 | 2.2 | 2.4 | 0.0 |
As filed with the exchange for the periods ending Sep 25 to Jun 26.
Filings
latest 25 of 257- Certificate under SEBI (Depositories and Participants) Regulations, 201813 Oct 2026
- General Updates9 Oct 2026
- Change in Management9 Oct 2026
- Outcome of Board Meeting9 Oct 2026
- Credit Rating8 Oct 2026
- Change in Auditors1 Oct 2026
- Trading Window28 Sept 2026
- Shareholders meeting24 Sept 2026
- Shareholders meeting22 Sept 2026
- intimation is enclosed.22 Sept 2026
- Analysts/Institutional Investor Meet/Con. Call Updates15 Sept 2026
- Change in Director(s)15 Sept 2026
- Intimation is enclosed.15 Sept 2026
- Copy of Newspaper Publication1 Sept 2026
- Intimation is enclosed.1 Sept 2026
- Intimation of BRSR is enclosed.31 Aug 2026
- Intimation for Annual Report is enclosed.31 Aug 2026
- Intimation of AGM Notice is enclosed.31 Aug 2026
- Shareholders meeting31 Aug 2026
- Intimation of newspaper notice prior to dispatch of Annual Report is enclosed.31 Aug 2026
- Copy of Newspaper Publication31 Aug 2026
- Analysts/Institutional Investor Meet/Con. Call Updates20 Aug 2026
- Updates19 Aug 2026
- Revised Investor Presentation is enclosed.19 Aug 2026
- Analysts/Institutional Investor Meet/Con. Call Updates17 Aug 2026
The 25 most recent of 257 filings we hold for GICRE, back to January 2024. Every filing, by day.
Disclaimer
Guidance is quoted from management commentary on quarterly earnings calls; the words are the company's own and the targets are theirs, not ours. Peer comparisons use quarterly financials sourced from Screener, with every company measured at the same fiscal quarter; the peer set is companies sharing the same industry classification, and comparisons are descriptive, not a ranking or a view. Broadcast calls are reproduced as stated on air, attributed, with the analyst's SEBI registration status where given; they are not our calls and not our view. Filings are reproduced as companies filed them to the NSE and BSE; Bharatstox does not verify, endorse or comment on their contents. This page is for informational and educational purposes only and does not constitute investment advice, research, or a recommendation to buy or sell any security. Investing in securities markets is subject to market risks. Read all related documents carefully before investing.